Terms of Service

Last Updated: June, 10th, 2025

Welcome to analugo.com (“Website”), operated by Ana Lugo Suarez, a Licensed Insurance Agent. By accessing or using our Website, you agree to comply with and be bound by the following Terms of Service. Please review them carefully.

1. Contact Information

- Business Name: Ana Lugo Suarez, Licensed Insurance Agent

- Address: 12276 San Jose Blvd, Suite 421-A, Jacksonville, FL 32223

- Email: [email protected]

2. Use of the Website

This Website is intended to provide general information about insurance services offered by Ana Lugo Suarez. The content on this Website is not intended as legal, tax, or financial advice and should not be considered as such.

You agree to use this Website only for lawful purposes and in a way that does not infringe the rights or restrict the use of this Website by any third party.

3. Insurance Services

All insurance services offered are subject to eligibility and underwriting approval. Quotes and coverages may vary based on your state, risk profile, and other underwriting factors.

4. No Guarantee of Coverage

Submission of information through this Website does not constitute the binding of coverage. Insurance coverage cannot be bound or changed without written confirmation from a licensed agent.

5. Privacy

We respect your privacy. Any personal information you provide will be handled according to our [Privacy Policy] (please insert a link if available).

6. Intellectual Property

All content on this Website, including but not limited to text, logos, images, and graphics, is the property of Ana Lugo Suarez unless otherwise noted and may not be used or reproduced without prior written permission.

7. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content or practices of any third-party site and encourage users to review their terms and policies.

8. Disclaimer

All information provided on this Website is “as is” without any warranties, either expressed or implied. We make no guarantees regarding the completeness, accuracy, or reliability of the content.

9. Limitation of Liability

Under no circumstances shall Ana Lugo Suarez be liable for any damages arising from your use of, or inability to use, this Website.

10. SMS Messaging Consent

By providing your mobile phone number, you agree to receive SMS messages from Ana Lugo Suarez, Licensed Insurance Agent. These messages may include updates, reminders, or promotional content. Message and data rates may apply. To stop receiving messages, reply STOP at any time.

11. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Continued use of the Website after such changes indicates your acceptance of the revised terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

If you have any questions about these Terms of Service, please contact us at [email protected].